First Time
Home Buyers

Buying your first home can feel overwhelming — but it doesn't have to be. Alex Sarkeshik has helped hundreds of first-time buyers get into their dream home with as little as 3% down and same-day pre-approval.

Start Your Home Buying Journey

Free consultation — Alex will explain every step, no pressure.

🔒 Free · No obligation · No credit check to start

✅ Alex will contact you today!
Call now: (714) 470-6091

Loan Options

First-Time Buyer Loan Programs

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FHA Loans

As low as 3.5% down. Flexible credit requirements. The most popular loan program for first-time buyers.

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Conventional 97

Only 3% down. For buyers with good credit who want to avoid FHA mortgage insurance long-term.

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USDA Loans

0% down for eligible rural areas. If you're buying outside a major city, this could be your best option.

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VA Loans

0% down for eligible veterans and active military. No PMI. The strongest loan program available.

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Down Payment Assistance

Many states offer DPA programs. Alex will review what's available in your state to help you get in the door.

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Gift Funds

Family members can gift you funds for your down payment. Alex will guide you through the documentation requirements.

The Process

Your Step-by-Step Home Buying Guide

1

Get Pre-Approved

Before you start shopping, know your budget. Alex issues pre-approval letters typically the same day — giving you a competitive edge in any market.

2

Find Your Home

Work with a real estate agent to find your ideal home. Alex can also assist as a licensed CA real estate agent if needed.

3

Make an Offer

Your pre-approval letter makes your offer credible to sellers. Alex stays available to provide updated letters quickly when needed.

4

Loan Processing

Alex's team handles underwriting, appraisal coordination, and document collection — keeping you informed throughout.

5

Close and Get Your Keys

Alex targets closings in 21 days or less. You sign, the loan funds, and you get the keys to your new home.

Ready to Buy Your First Home?

Start with a free consultation. No pressure, no jargon — just clear answers.

📞 Call (714) 470-6091

NMLS# 335813 · CA DRE# 01192601 · Licensed in 13 States