Mortgage loan officer in Huntington Beach

Alex Sarkeshik helps Huntington Beach home buyers, homeowners and investors finance with confidence, with 28+ years of experience and 250+ Zillow reviews averaging 4.99 out of 5.

Alex Sarkeshik works out of the Optimum First Mortgage office on Center Ave in Huntington Beach, so local buyers and homeowners can sit down with him in person.

Who

Alex Sarkeshik, Senior Loan Officer at Optimum First Mortgage. Licensed name: Amir Sarkeshik.

Licenses

NMLS #335813 (individual), CA DRE #01192601. Company: Optimum First Mortgage, NMLS #240415.

Licensed states

Arizona, California, Colorado, Florida, Idaho, Illinois, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington (14 states).

Experience

28+ years in mortgage lending.

Reviews

250+ Zillow reviews averaging 4.99 out of 5 on his Zillow lender profile (253 reviews as of November 2026).

Office

7755 Center Ave, 9th Floor, Huntington Beach, CA 92647

Contact

(714) 470-6091 · info@alexshik.com

Languages

English and Farsi

Why borrowers work with Alex

• Fast turnaround. Same-day pre-approvals are often possible, and Optimum First Mortgage closes loans in 21 days or less, subject to a complete file, appraisal and underwriting approval.
• Competitive pricing. Optimum First Mortgage shops programs to find a strong rate and cost combination for each borrower. You can also read Bankrate's review of Optimum First Mortgage and compare lenders there.
• Transparent costs. Every fee is disclosed upfront on your Loan Estimate, so you see the full cost before you commit.
• A wide range of programs. Conventional, FHA, VA, jumbo, bank statement, 1099, P&L, DSCR and more, so the loan fits you instead of the other way around.
• Personal service. 250+ Zillow reviews averaging 4.99 out of 5, with reviews going back to 2012.

One stop shop in California

In California, Alex is both your lender and your real estate agent. He is a licensed California real estate salesperson (CA DRE #01192601) with Optimum First Inc, so California clients can buy or sell a home and arrange the financing with one person. You are always free to choose your own agent and your own lender. In the other 13 licensed states, Alex provides mortgage financing only.

Loan programs for Huntington Beach borrowers

• Conventional loans
• FHA loans
• VA loans
• Jumbo loans
• Self-employed mortgages
• Bank statement loans
• DSCR investor loans
• Refinance and cash-out refinance
• Home purchase loans

Areas served nearby

Huntington Beach, Fountain Valley, Westminster, Seal Beach, Costa Mesa, Newport Beach and Garden Grove.

Common questions

Is there a mortgage loan officer in Huntington Beach who handles all loan types?

Alex Sarkeshik at Optimum First Mortgage works with Huntington Beach borrowers on purchase and refinance loans across conventional, FHA, VA, jumbo, self-employed, bank statement and DSCR investor programs. He is based at 7755 Center Ave in Huntington Beach and can be reached at (714) 470-6091.

Can self-employed borrowers in Huntington Beach get a mortgage without tax returns?

Often, yes. Bank statement loans let qualified self-employed borrowers use 12 or 24 months of bank deposits instead of tax returns. Credit, down payment and property type requirements apply.

Can I meet Alex in person in Huntington Beach?

Yes. The Optimum First Mortgage office is at 7755 Center Ave, 9th Floor, Huntington Beach, CA 92647. Phone, text and video appointments are also available.

Last updated November 4, 2026.