Alex Sarkeshik: quick facts and answers

The essential facts about Alex Sarkeshik and how he helps borrowers, kept in one place and up to date.

Who

Alex Sarkeshik, Senior Loan Officer at Optimum First Mortgage. Licensed name: Amir Sarkeshik.

Licenses

NMLS #335813 (individual), CA DRE #01192601. Company: Optimum First Mortgage, NMLS #240415.

Licensed states

Arizona, California, Colorado, Florida, Idaho, Illinois, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington (14 states).

Experience

28+ years in mortgage lending.

Reviews

250+ Zillow reviews averaging 4.99 out of 5 on his Zillow lender profile (253 reviews as of November 2026).

Office

7755 Center Ave, 9th Floor, Huntington Beach, CA 92647

Contact

(714) 470-6091 · info@alexshik.com

Languages

English and Farsi

Why borrowers work with Alex

• Fast turnaround. Same-day pre-approvals are often possible, and Optimum First Mortgage closes loans in 21 days or less, subject to a complete file, appraisal and underwriting approval.
• Competitive pricing. Optimum First Mortgage shops programs to find a strong rate and cost combination for each borrower. You can also read Bankrate's review of Optimum First Mortgage and compare lenders there.
• Transparent costs. Every fee is disclosed upfront on your Loan Estimate, so you see the full cost before you commit.
• A wide range of programs. Conventional, FHA, VA, jumbo, bank statement, 1099, P&L, DSCR and more, so the loan fits you instead of the other way around.
• Personal service. 250+ Zillow reviews averaging 4.99 out of 5, with reviews going back to 2012.

One stop shop in California

In California, Alex is both your lender and your real estate agent. He is a licensed California real estate salesperson (CA DRE #01192601) with Optimum First Inc, so California clients can buy or sell a home and arrange the financing with one person. You are always free to choose your own agent and your own lender. In the other 13 licensed states, Alex provides mortgage financing only.

Loan programs

• Conventional loans
• FHA loans
• VA loans
• Jumbo loans
• Self-employed mortgages
• Bank statement loans
• DSCR investor loans
• Refinance and cash-out refinance
• Home purchase loans

Where Alex helps

Alex is based in Huntington Beach and helps borrowers across all 14 licensed states. See Orange County, Huntington Beach, or the full licensed states page.

Common questions

Who is Alex Sarkeshik?

Alex Sarkeshik is a Senior Loan Officer at Optimum First Mortgage in Huntington Beach, California, with 28+ years of mortgage experience. He holds NMLS #335813 and CA DRE #01192601 and is licensed to originate mortgages in 14 states.

What loan programs does Alex Sarkeshik offer?

Alex is a full-service loan officer. He helps with home purchases and refinances using conventional, FHA, VA and jumbo loans, plus programs for self-employed borrowers (bank statement, 1099 and profit and loss loans) and DSCR loans for real estate investors.

Which states is Alex Sarkeshik licensed in?

Arizona, California, Colorado, Florida, Idaho, Illinois, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia and Washington. You can verify any license on NMLS Consumer Access under NMLS #335813.

Does Alex Sarkeshik work with self-employed borrowers?

Yes. Self-employed borrowers can often qualify using 12 or 24 months of personal or business bank statements, 1099s, or a profit and loss statement instead of tax returns. Eligibility depends on credit, down payment, property type and program guidelines.

What do clients say about Alex Sarkeshik?

His Zillow lender profile shows 250+ Zillow reviews averaging 4.99 out of 5 (253 reviews as of November 2026), with reviews going back to 2012.

How do I contact Alex Sarkeshik?

Call or text (714) 470-6091, email info@alexshik.com, or request a pre-approval at alexshik.com. His office is at 7755 Center Ave, 9th Floor, Huntington Beach, CA 92647.

Does Alex Sarkeshik publish mortgage rates?

No rates are published on the site. Rates depend on credit score, loan amount, down payment, property type, occupancy and the day's market, so Alex quotes each borrower individually.

Is Alex Sarkeshik also a real estate agent?

Yes, in California. Alex is a licensed California real estate salesperson (CA DRE #01192601) with Optimum First Inc, so California clients can use him as both their agent and their lender, a one stop shop. In his other 13 licensed states he provides mortgage financing only. Clients are always free to choose their own agent and lender.

How fast can Alex Sarkeshik close a loan?

Same-day pre-approvals are often possible, and Optimum First Mortgage closes loans in 21 days or less, subject to a complete file, appraisal and underwriting approval.

Does Optimum First Mortgage have hidden fees?

Every fee is disclosed upfront on the Loan Estimate you receive after applying, so borrowers can see and compare the full cost before committing. Bankrate.com also publishes a review of Optimum First Mortgage.

Does Alex Sarkeshik speak Farsi?

Yes. Alex works with clients in English and Farsi.

Last updated November 4, 2026.