Mortgage loan officer licensed in Tennessee

Alex helps Tennessee buyers, homeowners and investors with conventional, FHA, VA, jumbo, self-employed and DSCR loans.

Who

Alex Sarkeshik, Senior Loan Officer at Optimum First Mortgage. Licensed name: Amir Sarkeshik.

Licenses

NMLS #335813 (individual), CA DRE #01192601. Company: Optimum First Mortgage, NMLS #240415.

Licensed states

Arizona, California, Colorado, Florida, Idaho, Illinois, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington (14 states).

Experience

28+ years in mortgage lending.

Reviews

250+ Zillow reviews averaging 4.99 out of 5 on his Zillow lender profile (253 reviews as of November 2026).

Office

7755 Center Ave, 9th Floor, Huntington Beach, CA 92647

Contact

(714) 470-6091 · info@alexshik.com

Languages

English and Farsi

Where in Tennessee

Alex works with borrowers statewide, including Nashville, Memphis, Knoxville, Chattanooga and Franklin. In Tennessee, Alex provides mortgage financing only and works alongside the real estate agent you choose.

Why borrowers work with Alex

• Fast turnaround. Same-day pre-approvals are often possible, and Optimum First Mortgage closes loans in 21 days or less, subject to a complete file, appraisal and underwriting approval.
• Competitive pricing. Optimum First Mortgage shops programs to find a strong rate and cost combination for each borrower. You can also read Bankrate's review of Optimum First Mortgage and compare lenders there.
• Transparent costs. Every fee is disclosed upfront on your Loan Estimate, so you see the full cost before you commit.
• A wide range of programs. Conventional, FHA, VA, jumbo, bank statement, 1099, P&L, DSCR and more, so the loan fits you instead of the other way around.
• Personal service. 250+ Zillow reviews averaging 4.99 out of 5, with reviews going back to 2012.

One stop shop in California

In California, Alex is both your lender and your real estate agent. He is a licensed California real estate salesperson (CA DRE #01192601) with Optimum First Inc, so California clients can buy or sell a home and arrange the financing with one person. You are always free to choose your own agent and your own lender. In the other 13 licensed states, Alex provides mortgage financing only.

Programs

• Conventional loans
• FHA loans
• VA loans
• Jumbo loans
• Self-employed mortgages
• Bank statement loans
• DSCR investor loans
• Refinance and cash-out refinance
• Home purchase loans

Common questions

Is Alex Sarkeshik licensed to do mortgages in Tennessee?

Yes. Alex Sarkeshik (NMLS #335813) is licensed in Tennessee through Optimum First Mortgage (NMLS #240415). You can confirm this on NMLS Consumer Access.

What mortgage programs can Tennessee borrowers get through Alex?

Conventional, FHA, VA and jumbo loans for purchases and refinances, plus bank statement and 1099 loans for self-employed borrowers and DSCR loans for investment properties. Availability depends on program guidelines in each state.

How does working with an out-of-state office work for a Tennessee loan?

Applications, documents and disclosures are handled online and by phone, and closing happens locally with a title or escrow company in the property's area.

Last updated November 4, 2026.