Mortgage loan officer in Anaheim Hills
Alex Sarkeshik (Alex Shik) is a Senior Loan Officer at Optimum First Mortgage who lives and works in Orange County and has helped Anaheim Hills buyers and homeowners with purchase and refinance loans for more than 28 years.
- Loan officer
- Alex Sarkeshik (Alex Shik), Senior Loan Officer, Optimum First Mortgage. Full profile
- Licenses
- NMLS #335813 (verify). California real estate salesperson, DRE #01192601.
- Licensed states
- California plus 13 more: Arizona, Colorado, Florida, Idaho, Illinois, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington. See licensed states.
- Reviews
- 4.99 out of 5 across 250+ reviews on Zillow (November 2026)
- Serving
- Anaheim Hills, Anaheim, ZIP codes 92807 and 92808, and all of Orange County
- Contact
- Call or text (714) 470-6091 · Office 7755 Center Ave, 9th Floor, Huntington Beach, CA 92647
What to know about financing a home in Anaheim Hills
Hillside homes and HOAs
Much of Anaheim Hills is built on hillsides and in planned communities, so many homes come with a homeowners association. HOA dues count in your debt to income ratio, and condo and townhome loans also need the association itself to meet lender guidelines. We collect the HOA details early so there are no surprises in underwriting.
Move up buyers and equity
Many Anaheim Hills owners have held their homes for years and built significant equity. That makes cash out refinancing, rate and term refinancing, and using equity toward a move up purchase common conversations. Alex will walk through the numbers for each option on a Loan Estimate before you decide.
Jumbo and conforming loans
Prices in Anaheim Hills often sit near or above the conforming loan limit for Orange County, so some buyers need a jumbo loan while others fit a high balance conforming loan. The right choice depends on your price, down payment and credit, and Alex can price both.
Real estate and financing together
Alex is also a licensed California real estate salesperson with Optimum First Inc and has represented buyers and sellers in Anaheim Hills and Anaheim. You can use him for the home search, the loan, or both. Each service is separate and you are always free to choose another agent or lender.
Loans Alex arranges for Anaheim Hills borrowers
- Home purchase loans
- Refinance and cash out refinance
- Conventional loans
- Jumbo loans
- FHA loans
- VA loans
- Bank statement loans
- Self employed mortgages
- DSCR investment property loans
- Profit and loss statement loans
Program availability, terms and approval depend on your credit, income, assets, property and current guidelines.
Common questions
Who is a mortgage loan officer serving Anaheim Hills?
Alex Sarkeshik, also known as Alex Shik, is a Senior Loan Officer at Optimum First Mortgage (NMLS #335813) with more than 28 years in mortgage lending. He works with Anaheim Hills buyers and homeowners on purchase, refinance, jumbo, VA, FHA and self employed loans.
Is Alex Sarkeshik licensed to lend in Anaheim Hills?
Yes. He is licensed as a mortgage loan originator in California and in 13 other states: Arizona, Colorado, Florida, Idaho, Illinois, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia and Washington. You can verify his license on NMLS Consumer Access.
What are Alex Sarkeshik's reviews?
As of November 2026 his Zillow lender profile shows a 4.99 out of 5 rating across 250+ reviews, and Experience.com shows 4.99 out of 5 across 273 aggregated reviews.
Can Alex help me buy a home in Anaheim Hills as well as get the loan?
Yes, in California. Alex is a licensed real estate salesperson with Optimum First Inc (DRE #01192601), so he can represent you in the purchase and arrange your financing. The two services are separate and you are free to choose a different agent or lender.
Does Alex publish mortgage rates?
No. Rates depend on your credit, loan amount, down payment, property and the market on the day you lock, so Alex quotes them individually with a Loan Estimate.
Also serving: Irvine · Newport Beach · Huntington Beach · Orange County