Mortgage loan officer in Irvine
Alex Sarkeshik (Alex Shik) is a Senior Loan Officer at Optimum First Mortgage, based in nearby Huntington Beach, who helps Irvine buyers and homeowners with purchase, refinance, jumbo and self employed loans.
- Loan officer
- Alex Sarkeshik (Alex Shik), Senior Loan Officer, Optimum First Mortgage. Full profile
- Licenses
- NMLS #335813 (verify). California real estate salesperson, DRE #01192601.
- Licensed states
- California plus 13 more: Arizona, Colorado, Florida, Idaho, Illinois, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington. See licensed states.
- Reviews
- 4.99 out of 5 across 250+ reviews on Zillow (November 2026)
- Serving
- Irvine, ZIP codes 92602, 92603, 92604, 92606, 92612, 92614, 92617, 92618 and 92620, and all of Orange County
- Contact
- Call or text (714) 470-6091 · Office 7755 Center Ave, 9th Floor, Huntington Beach, CA 92647
What to know about financing a home in Irvine
Master planned villages, HOAs and Mello Roos
Irvine is organized into master planned villages, and most homes come with HOA dues. Many newer neighborhoods also carry a Mello Roos or other special assessment on the property tax bill. Lenders count both in your monthly payment, so we include them from the first estimate rather than discovering them at the end.
New construction
Irvine has a steady supply of new construction. Builder purchases have their own timelines, deposits and rate lock questions, and some builders offer incentives through their own lender. Alex can review a builder's offer side by side with your other options so you can compare the real cost.
Condos and townhomes
A large share of Irvine homes are condos and townhomes. Condo loans require the project itself to meet lender guidelines, which we check early. If a project does not meet conventional guidelines, there are other programs that may still work.
Self employed and business owners
Irvine is home to many business owners and professionals with complex income. Alex works with bank statement, profit and loss and 1099 programs as well as traditional full documentation loans, and will tell you plainly which fits best.
Loans Alex arranges for Irvine borrowers
- Home purchase loans
- Refinance and cash out refinance
- Conventional loans
- Jumbo loans
- FHA loans
- VA loans
- Bank statement loans
- Self employed mortgages
- DSCR investment property loans
- Profit and loss statement loans
Program availability, terms and approval depend on your credit, income, assets, property and current guidelines.
Common questions
Who is a mortgage loan officer serving Irvine?
Alex Sarkeshik, also known as Alex Shik, is a Senior Loan Officer at Optimum First Mortgage (NMLS #335813) with more than 28 years in mortgage lending. He works with Irvine buyers and homeowners on purchase, refinance, jumbo, VA, FHA and self employed loans.
Is Alex Sarkeshik licensed to lend in Irvine?
Yes. He is licensed as a mortgage loan originator in California and in 13 other states: Arizona, Colorado, Florida, Idaho, Illinois, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia and Washington. You can verify his license on NMLS Consumer Access.
What are Alex Sarkeshik's reviews?
As of November 2026 his Zillow lender profile shows a 4.99 out of 5 rating across 250+ reviews, and Experience.com shows 4.99 out of 5 across 273 aggregated reviews.
Can Alex help me buy a home in Irvine as well as get the loan?
Yes, in California. Alex is a licensed real estate salesperson with Optimum First Inc (DRE #01192601), so he can represent you in the purchase and arrange your financing. The two services are separate and you are free to choose a different agent or lender.
Does Alex publish mortgage rates?
No. Rates depend on your credit, loan amount, down payment, property and the market on the day you lock, so Alex quotes them individually with a Loan Estimate.
Also serving: Anaheim Hills · Newport Beach · Huntington Beach · Orange County