Mortgage loan officer in Dallas
Alex Sarkeshik (Alex Shik) is a Senior Loan Officer at Optimum First Mortgage, licensed for mortgage lending in Texas, who helps borrowers in Dallas and the surrounding area, including Plano, Frisco, McKinney, Irving and Arlington with purchase, refinance, jumbo, VA, FHA and self employed loans. He works remotely from Huntington Beach, California, with more than 28 years in mortgage lending.
- Loan officer
- Alex Sarkeshik (Alex Shik), Senior Loan Officer, Optimum First Mortgage. Full profile
- Licenses
- NMLS #335813 (verify). Mortgage financing only in Texas.
- Licensed states
- Arizona, California, Colorado, Florida, Idaho, Illinois, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington (14). See licensed states.
- Reviews
- 4.99 out of 5 across 250+ reviews on Zillow (November 2026)
- Serving
- Dallas and the surrounding area, including Plano, Frisco, McKinney, Irving and Arlington, served remotely
- Contact
- Call or text (714) 470-6091 · Office 7755 Center Ave, 9th Floor, Huntington Beach, CA 92647
What to know about financing a home in Dallas
Property taxes drive the payment
With no state income tax, Texas relies on property taxes, and in fast growing North Texas suburbs the combined rate can be significant. We estimate the full tax bill rather than relying on the seller's current bill.
New construction
Frisco, McKinney and other northern suburbs have a lot of new construction. Builders often offer incentives through their own lender, and Alex can compare those offers with your other options.
Texas cash out rules
Texas homestead cash out loans follow special rules, including an 80 percent limit and a waiting period. See the Texas page for details.
Loans Alex arranges for Dallas borrowers
- Home purchase loans
- Refinance and cash out refinance
- Conventional loans
- Jumbo loans
- FHA loans
- VA loans
- Bank statement loans
- Self employed mortgages
- DSCR investment property loans
- Profit and loss statement loans
Program availability, terms and approval depend on your credit, income, assets, property, state and current guidelines.
Common questions
Who is a mortgage loan officer serving Dallas?
Alex Sarkeshik, also known as Alex Shik, is a Senior Loan Officer at Optimum First Mortgage (NMLS #335813) with more than 28 years in mortgage lending. He works with Dallas borrowers on purchase, refinance, jumbo, VA, FHA and self employed loans.
Is Alex Sarkeshik licensed to lend in Texas?
Yes. He is licensed as a mortgage loan originator in 14 states, including Texas: Arizona, California, Colorado, Florida, Idaho, Illinois, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia and Washington. You can verify his license on NMLS Consumer Access.
What are Alex Sarkeshik's reviews?
As of November 2026 his Zillow lender profile shows a 4.99 out of 5 rating across 250+ reviews, and Experience.com shows 4.99 out of 5 across 273 aggregated reviews.
Does Alex have an office in Dallas?
No. Alex works from Optimum First Mortgage's office in Huntington Beach, California, and serves Texas borrowers remotely by phone, video and electronic signing. He is licensed for mortgage lending in Texas; his real estate license covers California only.
Does Alex publish mortgage rates?
No. Rates depend on your credit, loan amount, down payment, property and the market on the day you lock, so Alex quotes them individually with a Loan Estimate.
Also serving: Phoenix · Houston · Tampa · Denver · Seattle · Texas