Mortgage loan officer in Phoenix
Alex Sarkeshik (Alex Shik) is a Senior Loan Officer at Optimum First Mortgage, licensed for mortgage lending in Arizona, who helps borrowers in the Phoenix metro area, including Scottsdale, Mesa, Chandler, Gilbert, Glendale and Peoria with purchase, refinance, jumbo, VA, FHA and self employed loans. He works remotely from Huntington Beach, California, with more than 28 years in mortgage lending.
- Loan officer
- Alex Sarkeshik (Alex Shik), Senior Loan Officer, Optimum First Mortgage. Full profile
- Licenses
- NMLS #335813 (verify). Mortgage financing only in Arizona.
- Licensed states
- Arizona, California, Colorado, Florida, Idaho, Illinois, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington (14). See licensed states.
- Reviews
- 4.99 out of 5 across 250+ reviews on Zillow (November 2026)
- Serving
- the Phoenix metro area, including Scottsdale, Mesa, Chandler, Gilbert, Glendale and Peoria, served remotely
- Contact
- Call or text (714) 470-6091 · Office 7755 Center Ave, 9th Floor, Huntington Beach, CA 92647
What to know about financing a home in Phoenix
Planned communities and HOAs
Much of the Phoenix area is built in master planned communities with HOA dues, and some newer areas add community facilities district taxes. Both count in your qualifying payment.
Winter homes and investors
Phoenix and Scottsdale attract second home buyers and investors. Second home and investment property loans have their own down payment and occupancy rules, and investors can also use a DSCR loan based on rental income.
Pools, solar and HOA rules
Leased solar panels and pool conditions are common appraisal and underwriting topics in the Phoenix area, so share those details early.
Loans Alex arranges for Phoenix borrowers
- Home purchase loans
- Refinance and cash out refinance
- Conventional loans
- Jumbo loans
- FHA loans
- VA loans
- Bank statement loans
- Self employed mortgages
- DSCR investment property loans
- Profit and loss statement loans
Program availability, terms and approval depend on your credit, income, assets, property, state and current guidelines.
Common questions
Who is a mortgage loan officer serving Phoenix?
Alex Sarkeshik, also known as Alex Shik, is a Senior Loan Officer at Optimum First Mortgage (NMLS #335813) with more than 28 years in mortgage lending. He works with Phoenix borrowers on purchase, refinance, jumbo, VA, FHA and self employed loans.
Is Alex Sarkeshik licensed to lend in Arizona?
Yes. He is licensed as a mortgage loan originator in 14 states, including Arizona: Arizona, California, Colorado, Florida, Idaho, Illinois, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia and Washington. You can verify his license on NMLS Consumer Access.
What are Alex Sarkeshik's reviews?
As of November 2026 his Zillow lender profile shows a 4.99 out of 5 rating across 250+ reviews, and Experience.com shows 4.99 out of 5 across 273 aggregated reviews.
Does Alex have an office in Phoenix?
No. Alex works from Optimum First Mortgage's office in Huntington Beach, California, and serves Arizona borrowers remotely by phone, video and electronic signing. He is licensed for mortgage lending in Arizona; his real estate license covers California only.
Does Alex publish mortgage rates?
No. Rates depend on your credit, loan amount, down payment, property and the market on the day you lock, so Alex quotes them individually with a Loan Estimate.
Also serving: Dallas · Houston · Tampa · Denver · Seattle · Arizona