Mortgage loan officer in Seattle
Alex Sarkeshik (Alex Shik) is a Senior Loan Officer at Optimum First Mortgage, licensed for mortgage lending in Washington, who helps borrowers in the Seattle area, including Bellevue, Redmond, Kirkland, Tacoma and Everett with purchase, refinance, jumbo, VA, FHA and self employed loans. He works remotely from Huntington Beach, California, with more than 28 years in mortgage lending.
- Loan officer
- Alex Sarkeshik (Alex Shik), Senior Loan Officer, Optimum First Mortgage. Full profile
- Licenses
- NMLS #335813 (verify). Mortgage financing only in Washington.
- Licensed states
- Arizona, California, Colorado, Florida, Idaho, Illinois, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington (14). See licensed states.
- Reviews
- 4.99 out of 5 across 250+ reviews on Zillow (November 2026)
- Serving
- the Seattle area, including Bellevue, Redmond, Kirkland, Tacoma and Everett, served remotely
- Contact
- Call or text (714) 470-6091 · Office 7755 Center Ave, 9th Floor, Huntington Beach, CA 92647
What to know about financing a home in Seattle
Jumbo loans are common
Many Seattle and Eastside homes sell above the conforming limit, so jumbo financing comes up often. Jumbo programs vary widely in down payment and reserve rules.
Condos and townhomes
Condos and townhomes are a large share of the Seattle market, and condo projects need to meet lender guidelines.
Tech compensation
Many Seattle buyers are paid partly in stock. Lenders have specific rules for counting restricted stock units and bonuses, and Alex can explain how your income will be calculated.
Loans Alex arranges for Seattle borrowers
- Home purchase loans
- Refinance and cash out refinance
- Conventional loans
- Jumbo loans
- FHA loans
- VA loans
- Bank statement loans
- Self employed mortgages
- DSCR investment property loans
- Profit and loss statement loans
Program availability, terms and approval depend on your credit, income, assets, property, state and current guidelines.
Common questions
Who is a mortgage loan officer serving Seattle?
Alex Sarkeshik, also known as Alex Shik, is a Senior Loan Officer at Optimum First Mortgage (NMLS #335813) with more than 28 years in mortgage lending. He works with Seattle borrowers on purchase, refinance, jumbo, VA, FHA and self employed loans.
Is Alex Sarkeshik licensed to lend in Washington?
Yes. He is licensed as a mortgage loan originator in 14 states, including Washington: Arizona, California, Colorado, Florida, Idaho, Illinois, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia and Washington. You can verify his license on NMLS Consumer Access.
What are Alex Sarkeshik's reviews?
As of November 2026 his Zillow lender profile shows a 4.99 out of 5 rating across 250+ reviews, and Experience.com shows 4.99 out of 5 across 273 aggregated reviews.
Does Alex have an office in Seattle?
No. Alex works from Optimum First Mortgage's office in Huntington Beach, California, and serves Washington borrowers remotely by phone, video and electronic signing. He is licensed for mortgage lending in Washington; his real estate license covers California only.
Does Alex publish mortgage rates?
No. Rates depend on your credit, loan amount, down payment, property and the market on the day you lock, so Alex quotes them individually with a Loan Estimate.
Also serving: Phoenix · Dallas · Houston · Tampa · Denver · Washington