Mortgage loan officer in Houston
Alex Sarkeshik (Alex Shik) is a Senior Loan Officer at Optimum First Mortgage, licensed for mortgage lending in Texas, who helps borrowers in Houston and the surrounding area, including Katy, Sugar Land, The Woodlands, Pearland and Cypress with purchase, refinance, jumbo, VA, FHA and self employed loans. He works remotely from Huntington Beach, California, with more than 28 years in mortgage lending.
- Loan officer
- Alex Sarkeshik (Alex Shik), Senior Loan Officer, Optimum First Mortgage. Full profile
- Licenses
- NMLS #335813 (verify). Mortgage financing only in Texas.
- Licensed states
- Arizona, California, Colorado, Florida, Idaho, Illinois, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington (14). See licensed states.
- Reviews
- 4.99 out of 5 across 250+ reviews on Zillow (November 2026)
- Serving
- Houston and the surrounding area, including Katy, Sugar Land, The Woodlands, Pearland and Cypress, served remotely
- Contact
- Call or text (714) 470-6091 · Office 7755 Center Ave, 9th Floor, Huntington Beach, CA 92647
What to know about financing a home in Houston
Flood zones and insurance
Parts of the Houston area are in flood zones, and lenders require flood insurance where a home is in a designated flood hazard area. Even outside those zones, many owners choose flood coverage.
MUD taxes
Many Houston area subdivisions are in a municipal utility district, which adds its own tax to the property tax bill. Lenders count it, so we include it from the start.
Large self employed market
Houston has many business owners and energy industry contractors. Bank statement and profit and loss programs can help when tax returns do not show full income.
Loans Alex arranges for Houston borrowers
- Home purchase loans
- Refinance and cash out refinance
- Conventional loans
- Jumbo loans
- FHA loans
- VA loans
- Bank statement loans
- Self employed mortgages
- DSCR investment property loans
- Profit and loss statement loans
Program availability, terms and approval depend on your credit, income, assets, property, state and current guidelines.
Common questions
Who is a mortgage loan officer serving Houston?
Alex Sarkeshik, also known as Alex Shik, is a Senior Loan Officer at Optimum First Mortgage (NMLS #335813) with more than 28 years in mortgage lending. He works with Houston borrowers on purchase, refinance, jumbo, VA, FHA and self employed loans.
Is Alex Sarkeshik licensed to lend in Texas?
Yes. He is licensed as a mortgage loan originator in 14 states, including Texas: Arizona, California, Colorado, Florida, Idaho, Illinois, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia and Washington. You can verify his license on NMLS Consumer Access.
What are Alex Sarkeshik's reviews?
As of November 2026 his Zillow lender profile shows a 4.99 out of 5 rating across 250+ reviews, and Experience.com shows 4.99 out of 5 across 273 aggregated reviews.
Does Alex have an office in Houston?
No. Alex works from Optimum First Mortgage's office in Huntington Beach, California, and serves Texas borrowers remotely by phone, video and electronic signing. He is licensed for mortgage lending in Texas; his real estate license covers California only.
Does Alex publish mortgage rates?
No. Rates depend on your credit, loan amount, down payment, property and the market on the day you lock, so Alex quotes them individually with a Loan Estimate.
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