Mortgage loan officer in Costa Mesa
Alex Sarkeshik (Alex Shik) is a Senior Loan Officer at Optimum First Mortgage, based in Huntington Beach, who helps Costa Mesa buyers and homeowners with purchase, refinance, jumbo, VA, FHA and self employed loans, with more than 28 years in mortgage lending.
- Loan officer
- Alex Sarkeshik (Alex Shik), Senior Loan Officer, Optimum First Mortgage. Full profile
- Licenses
- NMLS #335813 (verify). California real estate salesperson, DRE #01192601.
- Licensed states
- Arizona, California, Colorado, Florida, Idaho, Illinois, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington (14). See licensed states.
- Reviews
- 4.99 out of 5 across 250+ reviews on Zillow (November 2026)
- Serving
- Costa Mesa, ZIP codes 92626 and 92627, and all of Orange County
- Contact
- Call or text (714) 470-6091 · Office 7755 Center Ave, 9th Floor, Huntington Beach, CA 92647
What to know about financing a home in Costa Mesa
A mix of older homes and newer townhomes
Costa Mesa has many mid century single family homes on the Eastside and Westside alongside newer townhome communities. Older homes may need an appraisal that accounts for condition and updates, while townhomes usually carry HOA dues that count in your payment.
Investors and small multifamily
Duplexes and small multifamily properties are common in parts of Costa Mesa. Buyers can qualify with traditional income, or investors can use a DSCR loan that looks at the property's rental income instead.
Close to the coast
Costa Mesa borders Newport Beach and Huntington Beach, so many buyers compare all three. Prices in some neighborhoods sit near the conforming loan limit, and Alex can price conforming, high balance and jumbo options side by side.
Real estate and financing together
Alex is also a licensed California real estate salesperson with Optimum First Inc, so Costa Mesa buyers can use him for the home search, the loan, or both. The services are separate and you are always free to choose another agent or lender.
Loans Alex arranges for Costa Mesa borrowers
- Home purchase loans
- Refinance and cash out refinance
- Conventional loans
- Jumbo loans
- FHA loans
- VA loans
- Bank statement loans
- Self employed mortgages
- DSCR investment property loans
- Profit and loss statement loans
Program availability, terms and approval depend on your credit, income, assets, property, state and current guidelines.
Common questions
Who is a mortgage loan officer serving Costa Mesa?
Alex Sarkeshik, also known as Alex Shik, is a Senior Loan Officer at Optimum First Mortgage (NMLS #335813) with more than 28 years in mortgage lending. He works with Costa Mesa borrowers on purchase, refinance, jumbo, VA, FHA and self employed loans.
Is Alex Sarkeshik licensed to lend in California?
Yes. He is licensed as a mortgage loan originator in 14 states, including California: Arizona, California, Colorado, Florida, Idaho, Illinois, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia and Washington. You can verify his license on NMLS Consumer Access.
What are Alex Sarkeshik's reviews?
As of November 2026 his Zillow lender profile shows a 4.99 out of 5 rating across 250+ reviews, and Experience.com shows 4.99 out of 5 across 273 aggregated reviews.
Can Alex help me buy a home in Costa Mesa as well as get the loan?
Yes, in California. Alex is a licensed real estate salesperson with Optimum First Inc (DRE #01192601), so he can represent you in the purchase and arrange your financing. The two services are separate and you are free to choose a different agent or lender.
Does Alex publish mortgage rates?
No. Rates depend on your credit, loan amount, down payment, property and the market on the day you lock, so Alex quotes them individually with a Loan Estimate.
Also serving: Anaheim Hills · Irvine · Newport Beach · Yorba Linda · Orange · Tustin · Fullerton · Mission Viejo · Laguna Niguel · Lake Forest · Fountain Valley · Garden Grove · Santa Ana · San Clemente · Anaheim · Orange County