Mortgage loan officer in Yorba Linda
Alex Sarkeshik (Alex Shik) is a Senior Loan Officer at Optimum First Mortgage, based in Huntington Beach, who helps Yorba Linda buyers and homeowners with purchase, refinance, jumbo, VA, FHA and self employed loans, with more than 28 years in mortgage lending.
- Loan officer
- Alex Sarkeshik (Alex Shik), Senior Loan Officer, Optimum First Mortgage. Full profile
- Licenses
- NMLS #335813 (verify). California real estate salesperson, DRE #01192601.
- Licensed states
- Arizona, California, Colorado, Florida, Idaho, Illinois, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington (14). See licensed states.
- Reviews
- 4.99 out of 5 across 250+ reviews on Zillow (November 2026)
- Serving
- Yorba Linda, ZIP codes 92886 and 92887, and all of Orange County
- Contact
- Call or text (714) 470-6091 · Office 7755 Center Ave, 9th Floor, Huntington Beach, CA 92647
What to know about financing a home in Yorba Linda
Larger lots and higher price points
Yorba Linda is known for larger lots and many homes priced at or above the Orange County conforming loan limit, so jumbo and high balance conforming loans come up often.
HOAs and special assessments
Many Yorba Linda tracts have HOAs, and some newer communities carry special tax assessments on the property tax bill. Both count in your monthly payment and we include them from the first estimate.
Wildfire areas and insurance
Parts of Yorba Linda sit in designated fire hazard areas, which can make homeowners insurance harder to place and more expensive. Lenders need proof of insurance before closing, so it pays to get quotes early in escrow.
Real estate and financing together
Alex is also a licensed California real estate salesperson with Optimum First Inc, so Yorba Linda buyers can use him for the home search, the loan, or both. The services are separate and you are always free to choose another agent or lender.
Loans Alex arranges for Yorba Linda borrowers
- Home purchase loans
- Refinance and cash out refinance
- Conventional loans
- Jumbo loans
- FHA loans
- VA loans
- Bank statement loans
- Self employed mortgages
- DSCR investment property loans
- Profit and loss statement loans
Program availability, terms and approval depend on your credit, income, assets, property, state and current guidelines.
Common questions
Who is a mortgage loan officer serving Yorba Linda?
Alex Sarkeshik, also known as Alex Shik, is a Senior Loan Officer at Optimum First Mortgage (NMLS #335813) with more than 28 years in mortgage lending. He works with Yorba Linda borrowers on purchase, refinance, jumbo, VA, FHA and self employed loans.
Is Alex Sarkeshik licensed to lend in California?
Yes. He is licensed as a mortgage loan originator in 14 states, including California: Arizona, California, Colorado, Florida, Idaho, Illinois, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia and Washington. You can verify his license on NMLS Consumer Access.
What are Alex Sarkeshik's reviews?
As of November 2026 his Zillow lender profile shows a 4.99 out of 5 rating across 250+ reviews, and Experience.com shows 4.99 out of 5 across 273 aggregated reviews.
Can Alex help me buy a home in Yorba Linda as well as get the loan?
Yes, in California. Alex is a licensed real estate salesperson with Optimum First Inc (DRE #01192601), so he can represent you in the purchase and arrange your financing. The two services are separate and you are free to choose a different agent or lender.
Does Alex publish mortgage rates?
No. Rates depend on your credit, loan amount, down payment, property and the market on the day you lock, so Alex quotes them individually with a Loan Estimate.
Also serving: Anaheim Hills · Irvine · Newport Beach · Costa Mesa · Orange · Tustin · Fullerton · Mission Viejo · Laguna Niguel · Lake Forest · Fountain Valley · Garden Grove · Santa Ana · San Clemente · Anaheim · Orange County