Mortgage loan officer in Santa Ana
Alex Sarkeshik (Alex Shik) is a Senior Loan Officer at Optimum First Mortgage, based in Huntington Beach, who helps Santa Ana buyers and homeowners with purchase, refinance, jumbo, VA, FHA and self employed loans, with more than 28 years in mortgage lending.
- Loan officer
- Alex Sarkeshik (Alex Shik), Senior Loan Officer, Optimum First Mortgage. Full profile
- Licenses
- NMLS #335813 (verify). California real estate salesperson, DRE #01192601.
- Licensed states
- Arizona, California, Colorado, Florida, Idaho, Illinois, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington (14). See licensed states.
- Reviews
- 4.99 out of 5 across 250+ reviews on Zillow (November 2026)
- Serving
- Santa Ana, ZIP codes 92701, 92703, 92704, 92705, 92706 and 92707, and all of Orange County
- Contact
- Call or text (714) 470-6091 · Office 7755 Center Ave, 9th Floor, Huntington Beach, CA 92647
What to know about financing a home in Santa Ana
Entry level and first time buyers
Santa Ana offers some of the more accessible price points in Orange County, so FHA, conventional and first time buyer options are common.
Older and historic homes
Neighborhoods such as Floral Park and French Park have older homes where appraisal and condition questions matter more.
Self employed buyers
Many Santa Ana buyers run their own businesses. Bank statement and profit and loss programs can help when tax returns do not show the full picture.
Real estate and financing together
Alex is also a licensed California real estate salesperson with Optimum First Inc, so Santa Ana buyers can use him for the home search, the loan, or both. The services are separate and you are always free to choose another agent or lender.
Loans Alex arranges for Santa Ana borrowers
- Home purchase loans
- Refinance and cash out refinance
- Conventional loans
- Jumbo loans
- FHA loans
- VA loans
- Bank statement loans
- Self employed mortgages
- DSCR investment property loans
- Profit and loss statement loans
Program availability, terms and approval depend on your credit, income, assets, property, state and current guidelines.
Common questions
Who is a mortgage loan officer serving Santa Ana?
Alex Sarkeshik, also known as Alex Shik, is a Senior Loan Officer at Optimum First Mortgage (NMLS #335813) with more than 28 years in mortgage lending. He works with Santa Ana borrowers on purchase, refinance, jumbo, VA, FHA and self employed loans.
Is Alex Sarkeshik licensed to lend in California?
Yes. He is licensed as a mortgage loan originator in 14 states, including California: Arizona, California, Colorado, Florida, Idaho, Illinois, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia and Washington. You can verify his license on NMLS Consumer Access.
What are Alex Sarkeshik's reviews?
As of November 2026 his Zillow lender profile shows a 4.99 out of 5 rating across 250+ reviews, and Experience.com shows 4.99 out of 5 across 273 aggregated reviews.
Can Alex help me buy a home in Santa Ana as well as get the loan?
Yes, in California. Alex is a licensed real estate salesperson with Optimum First Inc (DRE #01192601), so he can represent you in the purchase and arrange your financing. The two services are separate and you are free to choose a different agent or lender.
Does Alex publish mortgage rates?
No. Rates depend on your credit, loan amount, down payment, property and the market on the day you lock, so Alex quotes them individually with a Loan Estimate.
Also serving: Anaheim Hills · Irvine · Newport Beach · Costa Mesa · Yorba Linda · Orange · Tustin · Fullerton · Mission Viejo · Laguna Niguel · Lake Forest · Fountain Valley · Garden Grove · San Clemente · Anaheim · Orange County